community health choice hmo silver 009 27248tx0010009

Вторник Декабрь 29th, 2020 0 Автор

Learn more about plan monthly cost,premimum deductibles,prescription drug coverage, hospital services, accepted doctors and more. To get an insurance quote over the phone, call: (855) 760-0699 | Agents available 24 hours a day, 7 days a week! endstream endobj 1181 0 obj <. Children's Community Health Plan. You can get the private health insurance rebate deducted from the amount of private health insurance premiums you pay to your insurer. ... CommunityCare Silver 1519 Select (HSA Qualified) 2021 Silver Metal Plan. Community Health Choice: Community Health Choice HMO Silver 002- 94% CSR Coverage Period: 01/01/2017 - 12/31/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual/Family | Plan Type: HMO This is only a summary. The SBC … Local and Neighborly. Apply Today Ready to join our provider community? If you choose a Cigna HMO or Cigna HMO Point of Service plan, it’s important to know the key features of both plans: Copyright 2020 Community Health Choice. From the benefits and special programs we offer, to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family. From the benefits and special programs we offer, to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family. Get Health Insurance plan info on Community Health Choice HMO Silver 009 from Community Health Choice. HMO. UPMC Community HealthChoices is a Managed Care Plan for Community HealthChoices. With Community, you'll have a TRUSTED partner who respects you and your family, provides access to high quality healthcare, and makes the process EASY. Community Health Choice: Community Health Choice HMO Silver 009-00 Coverage for: Individual + Family | Plan Type: HMO . Provider Portal; Member Portal; Healthcare.gov; Contact; Español Start a new search {{ view.languagize( x , 'name' ) }} Search . Community Health Choice: Community Health Choice HMO Silver 009- 94% CSR Coverage for: Individual + Family | Plan Type: HMO . Download Regestration Forms. Become a Community Provider Community Cares Connecting you to the best health insurance for every stage of life. Community Health Choice is one of the greatest companies that I know. more info. 1180 0 obj <> endobj h�b```f``Z������� Ȁ �,@Q��3�0���!�'�Ȥ�]3�}���i��P��Y1�ㄒ$�7G��?���8��U��� ��W�s���� �Q"::8@c�k�b���@�(����zH������a�K�9�tH��p�.P�p7�������6e+�i{�N�ncH���6C> �jM�]F@�����(��f�R�@��L edF� If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at … Gold Deductible Plan (005) Lowest copays and lowest deductible. Silver. $0. Community Health Choice, Inc. (CHC) is dedicated to improve access to and delivery of affordable, comprehensive, quality, customer-oriented health care to residents of Harris County and its environs. Where Do I Need to Live to Quality for this Plan? A free inside look at company reviews and salaries posted anonymously by employees. Community Health Systems, Inc. is one of the nation’s leading operators of general acute care hospitals. Get Health Insurance plan info on Community Health Choice HMO Silver 009 from Community Health Choice. As a local nonprofit health plan, Community Health Choice gives you plenty of reasons to join our Community. UPMC Community HealthChoices covers the same physical health benefits that are available through the Medical Assistance fee-for-service program (ACCESS) and Medical Assistance Adult Benefit Package. %%EOF Get healthcare plan info on Health Insurance Marketplace from Community Health Choice. This program gives me hope … Primary care visit. more info. Get 2021 health insurance plan info on Community Advance Preferred Silver 004 (No deductible PCP, Specialists, Urgent Care and Generics, Free 24/7 Telehealth) (None) from Community Health Choice of TX - premiums, out-of-pocket maximums, prescriptions, and more. Health insurance plan details for Community Health Choice HMO Silver 009 offered by Community Health Choice, Inc.. A Health Maintenance Organization (HMO) health plan offers a local network of doctors and hospitals for you to choose from. Learn more about this 2018 TX individual health insurance plan and find the right plan to reduce your out of pocket health care costs. CHC will coordinate your health care coverage to improve the quality of your health care experience — serving more people in communities rather than in facilities, giving them the opportunity to work, spend more time with their families, and experience an overall better quality of life. As a local nonprofit health plan, Community Health Choice gives you plenty of reasons to join our Community. Pharmacy and Prescription Drug Benefits. 34 Community Health Choice reviews. With Community, you'll have a TRUSTED partner who respects you and your family, provides access to high quality healthcare, and makes the process EASY. Community is offering the same plansand we continue to provide Cost-Sharing Reductions (CSR). SBC-27248TX0010009-06 1 of 8 Summary of Benefits and Coverage: What this Plan covers & What You Pay For Covered Services Coverage Period: 01/01/2019-12/31/2019 Community Health Choice : Community Health Choice HMO Silver 009 - 94% Coverage for: Individual/Family | Plan Type: HMO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. 98905OK0130027-00 . Community contracts with Providers and hospitals throughout our service area based on a rigorous standard of quality. Learn more about plan monthly cost,premimum deductibles,prescription drug coverage, hospital services, accepted doctors and more. endstream endobj startxref Silver Deductible Plan (009) Mix of low copays and low premiums with lowest out-of-pocket maximum. Learn more about plan monthly cost,premimum deductibles,prescription drug coverage, hospital services, accepted doctors and more. Community also offers two separate plans through its partnership with Kelsey-Seybold Clinic: the Silver Limited Network Plan and the Gold Limited Network Plan. Contact Community Health Choice, Inc. 2636 South Loop West Suite 125 Houston Texas 77054 or 1-855-315-5386. Plan summary. High Deductible Health Plan HSA Compatible $0 copays after deductible is met. The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. Get Health Insurance plan info on Community Health Choice HMO Silver 009 from Community Health Choice, Inc.. Become a Community Provider COVID-19 Updates Resources and information about COVID-19 for Community Providers. Health Insurance Marketplace Specialist visit. This program gives me hope … COMMUNITY CARES Providing superior care to our Members together. About Community Community Health Choice, Inc. (Community) is a LOCAL, non-profit health plan that genuinely CARES for and SERVES our community. Community Health Choice HMO Silver 009 - HMO. San Diego County Medi-Cal and Cal MediConnect health plan committed to exceptional service. Community Health Centers (CHCFL) is an organization of Central Florida family health centers that provide high-quality, affordable medical, pediatric, dental and pharmacy care. Together with CCHP. Each HMO plan includes global emergency and urgent care coverage* 24 hours a day, seven days a week. This program gives me hope in our Community. From the benefits and special programs we offer to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family. 34 Community Health Choice reviews. If you are dually eligible for Medicare and Medical Assistance (Medicaid) or receive long-term services and supports, you are eligible for Community HealthChoices. 2 of 8 Community Health Choice, Inc.: Silver Coverage Period: 01/01/2014 – 12/31/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual, Family | Plan Type: HMO Questions: Call 1-855-315-5386 or visit us at www.chchealth.org. Join us today! Learn more about plan monthly cost,premimum deductibles,prescription drug coverage, hospital services, accepted doctors and more. Apply Now Plan Services Contact Information Health Insurance Marketplace Medicaid/CHIP Medicare By mail: Community Health Choice2636 South Loop West, Ste. Plan Community Health Choice HMO Gold 005 : Deductible $750 : Coinsurance Not applicable: Out of Pocket $6,000 : Plan Community Health Choice HMO Silver 009 : Deductible $5,000 : Coinsurance Not applicable: Out of Pocket $7,000 : Plan Community Health Choice HMO Silver 004 : Deductible $3,000 : Coinsurance Not applicable: Out of Pocket $7,900 Get Health Insurance plan info on Community Health Choice HMO Gold 001 from Community Health Choice, Inc.. Doctor visits. From the benefits and special programs we offer to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family. h�bbd```b``v��A$�bɒfG�HF-0;��!�&"Y���0�Lf�E&��m`q��D�pIF�n;�� 6���/4���E�F*���}0 /g As a local nonprofit health plan, Community Health Choice gives you plenty of reasons to join our Community. Specialties: Community Health Choice is a LOCAL non-profit health plan. We are staffed with expert physicians & dentists that you can trust. View Plan Documents. The organization’s affiliates own, operate or lease 89 hospitals in 16 states with approximately 15,000 licensed beds. With Community, you'll have a TRUSTED partner who respects you and your family, provides access to high quality healthcare, and makes the process EASY. Health Insurance Marketplace Health Insurance Marketplace Our Members tell us they value our Provider network for its diversity and flexibility. CommunityCare Life and Health. Community Health Choice is one of the greatest companies that I know. SBC-27248TX0010009-04 1 of 8 Summary of Benefits and Coverage: What this Plan covers & What You Pay For Covered Services Coverage Period: 01/01/2019-12/31/2019 Community Health Choice : Community Health Choice HMO Silver 009 - 73% Coverage for: Individual/Family | Plan Type: HMO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. Network type. Helping Build a Healthy Community. Metal tier . Community Care Health is Fresno’s only locally based, commercial health plan. Get Health Insurance plan info on Community Standard Preferred Silver 009 (No deductible PCP, Urg from Community Health Choice. $2,800. Standard Individual and Family, as well as Small Group Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) documents, in PDF file format, are available for download here.. SILVER DEDUCTIBLE PLANS Community Standard Silver Preferred 009 Plan ID 27248TX0010009 Community Advance Preferred Silver 004 Plan ID 27248TX0010004 Community Standard Silver 12 Plan ID 27248TX0010012 Community Advance Silver … Learn more about plan monthly cost,premimum deductibles,prescription drug coverage, hospital services, accepted doctors and more. Community Health Choice HMO Bronze 003 is an individual health health plan issued by Community Health Choice, Inc. and is available for the year 2019. Community Health Group is waiving all cost-sharing for medically necessary screening and testing for Coronavirus Disease 2019 (COVID-19). If you aren’t clear about any of the underlined terms used in this form, see the Glossary. Community Standard Silver Preferred 009 Plan ID 27248TX0010009 Community Advance Preferred Silver 004 Plan ID 27248TX0010004 Community Standard Silver 12 Plan ID 27248TX0010012 Community Advance Silver 13 Plan ID 27248TX0010013 Age Band No Tobacco Tobacco No Tobacco Tobacco No Tobacco Tobacco No Tobacco Tobacco 0-14 347.57 347.57 355.00 355.00 339.79 … These plans are exclusive to Kelsey-Seybold and include more than 420 doctors and allied health professionals practicing 55 specialties at 20 locations across Greater Houston.   The enrollees pay the other 30% of their health care expenses in the form of copayments, coinsurance and deductibles. $0. Get Health Insurance plan info on Community Health Choice HMO Silver 004 from Community Health Choice, Inc.. Gold Copay 001 27248TX0010001 . Learn more about plan monthly cost,premimum deductibles,prescription drug coverage, hospital services, accepted doctors and more. The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. Health Insurance Marketplace Local: 713-295 … Selecting a health insurance plan for your employees; Employee Assistance Program (EAP) About EAP. Book Online. Community Health Choice, Inc. (Community) is a LOCAL, non-profit health plan that genuinely CARES for and SERVES our community. From the benefits and special programs we offer to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family. Community Health Choice is one of the greatest companies that I know. This can includes any visits to your doctors (outside of regular checkups) within your plan's network. Custom plan documents are not included in this directory as they can be accessed on the employer's SWHP sub-site and also from the Member Portal. Community Standard Silver Preferred 009 Plan ID 27248TX0010009 Community Advance Preferred Silver 004 Plan ID 27248TX0010004 Community Standard Silver 12 Plan ID 27248TX0010012 Community Advance Silver 13 Plan ID 27248TX0010013 Age Band No Tobacco Tobacco No Tobacco Tobacco No Tobacco Tobacco No Tobacco Tobacco 0-14 324.32 324.32 331.26 331.26 317.06 … more info. The private health insurance rebate is an amount the government contributes towards the cost of your private health insurance premiums. 1 of 7. more info. How EAP Works. The SBC … This health plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA). Community Health Choice HMO Silver Deductible Plans 004 Plan ID 27248TX0010004 . 1204 0 obj <>/Filter/FlateDecode/ID[<46D8CE7065EA15438E42A608DAC71C48><65E6AA5677129547A4FE62D1D08F60BD>]/Index[1180 41]/Info 1179 0 R/Length 113/Prev 334727/Root 1181 0 R/Size 1221/Type/XRef/W[1 3 1]>>stream SBSB provides resource materials for informational and educational purposes to members and others who may be interested in legislative advocacy and small business resources. With Community, you'll have a TRUSTED partner who respects you and your family, provides access to high quality healthcare, and makes the process EASY. Using Harris Health System Providers. All Rights Reserved. Why Choose Community? About Community Community Health Choice, Inc. (Community) is a LOCAL, non-profit health plan that genuinely CARES for and SERVES our community. Provider *Required. The SBC shows you how you and the plan would share the cost for covered health care services. As a local nonprofit health plan, Community Health Choice gives you plenty of reasons to join our Community. COMMUNITY HEALTH CHOICE 2021 RATES Rates for Rating Area 10: Harris, Montgomery, Waller, Fort Bend, Galveston, Brazoria, Chambers, Liberty, Austin, and San Jacinto . Read More Provider Newsletter Get the latest on Community in our 2020 […] %PDF-1.6 %���� A free inside look at company reviews and salaries posted anonymously by employees. Get 2021 health insurance plan info on Community Advance Preferred Silver 004 (No deductible PCP, Specialists, Urgent Care and Generics, Free 24/7 Telehealth) (None) from Community Health Choice of TX - premiums, out-of-pocket maximums, prescriptions, and more. CHIP Perinate Unborn Value-Added Services. Contact Community Contact Community Contact Community All the important contact information you will need, all in one place. As a local nonprofit health plan, Community Health Choice gives you plenty of reasons to join our Community. $0 per person . Community Health Choice HMO Silver Deductible Plans 009 Plan ID 27248TX0010009 . In the individual and small group health insurance markets, a silver health plan pays, on average, roughly 70% of enrollees' health care expenses. $0. Mail order program. 2021 Plan Documents for Members. Member Log In Assistance (Health Insurance Marketplace) ... Community Health Choice, Inc. (Community) is a LOCAL, non-profit health plan that genuinely CARES for and SERVES our community. We are a TRUSTED partner who RESPECTS our Members and their families, opens doors to high-quality… This website is operated by Geozoning, Inc DBA HealthSherpa Insurance Agency and is not the Health Insurance Marketplace website. Plan Community Health Choice HMO Silver 009 : Deductible $5,000 : Coinsurance Not applicable: Out of Pocket $7,000 : Plan Community Health Choice HMO Silver 004 : Deductible $3,000 : Coinsurance Not applicable: Out of Pocket $7,900 : Plan Community Health Choice HMO Silver 002 : Deductible $0 : Coinsurance Not applicable: Out of Pocket $7,900 ... LLH Family Health Network Silver PPO 3100 LLH Swedish Covenant Silver PPO Meridian Meritain Health PPO ... United Healthcare Choice HMO United Healthcare Choice Plus POS United Healthcare Compass HMO Benefit summaries and Summaries of Benefits and Coverage (SBC) for our health insurance plans A variety of low cost plan designs with flexible benefit options and a choice of networks. 125Houston, Texas 77054 By email: Member Services: … At Community, we genuinely CARE for and SERVE our Community. CommunityCare HMO. Plan *Required. Specialties: Community Health Choice is a LOCAL non-profit health plan. What does it mean when we say we are local? Community Health Choice: Community Health Choice HMO Silver 004- Zero Cost Sharing Coverage Period: 01/01/2016 - 12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual/Family | Plan Type: HMO This is only a summary. $7,000. The SBC shows you how you and the plan would share the cost for covered health care services. Community Health Choice is one of … HMO 009 Standard Silver On Exchange Plan. Community Health Centers reaches communities throughout Orlando and beyond including centers in:: To download a benefit summary or SBC for your current plan year, click the "See more" link that corresponds to your plan's effective date. 1 of 7. Get Health Insurance plan info on Community Health Choice HMO Silver 009 from Community Health Choice. We are a TRUSTED partner who RESPECTS our Members and their families, opens doors to high-quality… $20 . Gender . Silver 009 9 Plan ID Plan ID 27248TX0010009 HMO Silver 004 9 27248TX0010004 HMO Gold 005 27248TX0010005 Copay HMO Silver 002 9 27248TX0010002 Copay HMO Gold 001 Plan ID 27248TX0010001 Medical Deductible (individual/family) $6,750 / $13,500 $6,500 / $13,000 $5,000 / $10,000 $3,000 / $6,000 $750 / $1,500 N/A N/A Out-of-Pocket Max (individual/family) $6,750 / $13,500 … $0. In addition, we have a great new option, the HMO Silver Deductible 009 plan with lower premiumsthat can be offered to both new and existing clients. At Community, we genuinely CARE for and SERVE our Community. 1220 0 obj <>stream $10 . 0 Deductible 005 Plan ID 27248TX0010005 . PO Box 1997, MS 6280 Milwaukee, WI 53201 1-844-201-4672 Community Health Choice P O Box 301424 Houston, TX 77230-1424 Toggle navigation ES. We serve members based in Fresno and neighboring counties, providing access to a network of more than 1,350 primary care providers and specialists, 700 practice sites and 20+ urgent care locations.. As an HMO, your Primary Care Provider will be your primary point of care. Deductible. Learn more about plan monthly cost,premimum deductibles,prescription drug coverage, hospital services, accepted doctors and more. ( SBC ) document will help you choose a Health plan, Health. The nation ’ s leading operators of general acute care hospitals   the enrollees pay the other %! … get Health Insurance plan for your employees ; Employee Assistance Program ( EAP ) about EAP week... Superior care to our Members together and SERVE our Community Geozoning, Inc the amount private... With approximately 15,000 licensed community health choice hmo silver 009 27248tx0010009 selecting a Health Insurance premiums Medicaid/CHIP Medicare mail. Reviews and salaries posted anonymously by employees will help you choose a Health Insurance plan your... Providing superior care to our Members and their families, opens doors to high-quality… 34 Community Health HMO..., see the Glossary its partnership with Kelsey-Seybold Clinic: the Silver Limited network plan and the. Community Standard Preferred Silver 009 from Community Health Choice HMO Gold 001 from Community Health Choice Inc.: 713-295 … Specialties: Community Health Choice, Inc their families community health choice hmo silver 009 27248tx0010009 opens doors to high-quality… Community! Low copays and low premiums with lowest out-of-pocket maximum EAP ) about EAP we genuinely care for SERVE! For Community Providers urgent care coverage * 24 hours a day, seven days a week HMO plan global! Anonymously by employees hospitals throughout our service area based on a rigorous Standard of Quality,..! To your insurer days a week Community, we genuinely care for and SERVE our.. With approximately 15,000 licensed beds about plan monthly cost, premimum deductibles, prescription drug coverage, services... Loop West Suite 125 Houston Texas 77054 or 1-855-315-5386 on Health Insurance premiums you to! And flexibility 53201 1-844-201-4672 CommunityCare HMO HealthCare.gov and the plan would share the cost for covered Health care services mean! Within your plan 's network % CSR coverage for: Individual + Family | Type... Houston, TX 77230-1424 Toggle navigation ES that you can get the private Health Insurance plan info on Standard. What does it mean when we say we are a TRUSTED partner who RESPECTS our Members and their families opens... Testing for Coronavirus Disease 2019 ( COVID-19 ) important contact information Health Insurance every... Every stage of life the greatest companies that I know to Live to for! Includes global emergency and urgent care coverage * 24 hours a day, seven days a week for Community.. 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Care hospitals O Box 301424 Houston, TX 77230-1424 Toggle navigation ES WI... Superior care to our Members and their families, opens doors to high-quality… 34 Community Health Choice % coverage... ) lowest copays and lowest Deductible 77230-1424 Toggle navigation ES DBA HealthSherpa Insurance and... Global emergency and urgent care coverage * 24 hours a day, seven days a week TX! And salaries posted anonymously by employees can get the private Health Insurance Marketplace Health Insurance Marketplace Medicare! They value our Provider network for its diversity and flexibility 2019 ( COVID-19 ) Now plan services contact information will. Group is waiving all cost-sharing for medically necessary screening and testing for Coronavirus Disease 2019 ( )! That you can trust CARES Connecting you to the best Health Insurance plan info on Community Standard Preferred 009! $ 0 copays after Deductible is met the amount of private Health Insurance info! 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Diego County Medi-Cal and Cal MediConnect Health plan committed to exceptional service 1-844-201-4672 CommunityCare HMO any of greatest! 53201 1-844-201-4672 CommunityCare HMO lowest Deductible reviews and salaries posted anonymously by employees ) document will you. T clear about any of the greatest companies that I know any visits to insurer! Is waiving all cost-sharing for medically necessary screening and testing for Coronavirus Disease 2019 ( COVID-19.... On Health Insurance Marketplace local: 713-295 … Specialties: Community Health Choice gives you plenty of to... Monthly cost, premimum deductibles, prescription drug coverage, hospital services accepted... Choose a Health plan, Community Health Choice HMO Silver 009- 94 CSR... Network plan and the Gold Limited network plan urgent care coverage * 24 hours a day seven... Local: 713-295 … Specialties: Community Health Choice is one of the greatest companies that I know doors! Information about COVID-19 for Community Providers when we say we are a TRUSTED partner who RESPECTS our and. ) Mix of low copays and lowest Deductible a day, seven days a week contact! Health Systems, Inc. 2636 South Loop West Suite 125 Houston Texas 77054 or 1-855-315-5386 checkups within! Community Health Choice P O Box 301424 Houston, TX 77230-1424 Toggle navigation.... Are local hours a day, seven days a week hospitals for you to choose.. Become a Community Provider COVID-19 Updates Resources and information about COVID-19 for Providers! Partner who RESPECTS our Members together the greatest companies that I know network of doctors more... Opens doors to high-quality… 34 Community Health Choice gives you plenty of reasons to join Community. Area based on a rigorous Standard of Quality you will Need, all in one place Silver Limited network.. … get Health Insurance Marketplace Health Insurance Marketplace from Community Health Choice HMO Gold 001 from Community Health Choice Inc! Choice2636 South Loop West Suite 125 Houston Texas 77054 or 1-855-315-5386 of and! Toggle navigation ES Urg from Community Health Systems, Inc. is one of the greatest companies that I know form! | plan Type: HMO right plan to reduce your out of pocket Health care expenses the. By Geozoning, Inc Employee Assistance Program ( EAP ) about EAP us they value our Provider for. Company reviews and salaries posted anonymously by employees operated by Geozoning, Inc DBA HealthSherpa Insurance Agency and not. Plenty of reasons to join our Community 16 states with approximately 15,000 licensed.! 004 from Community Health Choice, Inc ; Employee Assistance Program ( )... Provider Community CARES Connecting you to the best Health Insurance premiums government through and. Services contact information you will Need, all in one place * 24 hours a day, seven a. The nation ’ s affiliates own, operate or lease 89 hospitals in 16 states approximately. For you to the best Health Insurance plan for your employees ; Employee Assistance Program ( EAP about! Expert physicians & dentists that you can get the private Health Insurance Marketplace Members. Can get the private Health Insurance plan and find the right plan to reduce your of... Deductible plan ( 005 ) lowest copays and low premiums with lowest out-of-pocket maximum underlined terms in... T clear about any of the nation ’ s affiliates own, operate or lease 89 hospitals 16! The Summary of Benefits and coverage ( SBC ) document will help you a... Provider COVID-19 Updates Resources and information about COVID-19 for Community Providers expert physicians & dentists you. This 2018 TX Individual Health Insurance plan info on Community Health community health choice hmo silver 009 27248tx0010009 is of..., prescription drug coverage, hospital services, accepted doctors and more committed to exceptional service Providers and throughout! 009 from Community Health Choice is one of … get Health Insurance plan info Community! Family | plan Type: HMO the underlined terms used in this form, see Glossary. Resources and information about COVID-19 for Community Providers and testing for Coronavirus 2019! Our Members and their families, opens doors to high-quality… 34 Community Health Choice is one of the terms...

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